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Thread: Q: Which bank is better for a student?

  1. #1

    Default Q: Which bank is better for a student?

    Hello there!

    I have received a scholarship again(a 25k) discount this semester. I thought its a good idea to keep this in bank instead of the fees account to get a 2% reduction each month. Besides am already in university on my 4th Trimester and thinking of starting banking and earning interest.
    I was eyeing the MTB Graduate which offers:
    - No account maintenance fee
    - Free debit card
    - Interest adds on daily and pays out monthly

    I don't know if there is a fee on checking or not which determines a lot of saving over time.

    I am basically looking for
    - General account that also pays interest
    - Free checking
    - Little or no maintenance fee
    - Student friendly(unlike SCB) i.e. doesn't require a too many attestation and documents
    - Doesn't have penalty on closing account(well maybe a little is okay)
    - Free Debit card
    - No Credit cards
    - An initial deposite of 5k or less
    - No minimum balance requirement
    - Not looking for a FDR or CD(despite these being a great choice since I don't spend money much.)
    - My monthly expense is 1300(980 qubee,100 cellphone,220 transportation) and earning is 2500 so I'll be actually depositing each month.

    It can be a national bank or a private one,doesn't matter. I have very limited time so researching by going from bank to bank is pretty tough for me.
    I am willing to hold onto this account for a long time even when I have become a multi-billionaire.
    I have tried checking several bank websites(most of which won't even load like dhaka bank,hsbc etc t'day),but most of the sites are informationless and unfriendly. Basic Bank's website doesn't even have any information about what kind of services and account they offer. It seems that their sites are there just to make online presence. One bank has a friendly account application form but doesn't tell me anything interesting.

    If you have little to some experience about this matter please suggest/advice me.
    Thanks

    [BTW, I wasted my last two scholarship money(around 51k) on cellphone(22k) and lending others who never actually want to pay me back & since they are my blood relatives and elder people I can't really nag them,my mom & dad is super pissed about this. So am trying to not make the same mistake again and save for my future from now on. ]

  2. #2
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    Default Re: Q: Which bank is better for a student?

    u can try DBBL as i have a student account there


    Guess what??? scan it??:

    Good enough GAMING RIG

    HApPy GAMing

  3. #3

    Default Re: Q: Which bank is better for a student?

    why not brac bank?10 percent interest on fixed deposit.

  4. #4

    Default Re: Q: Which bank is better for a student?

    DBBL wud be a good idea - these guys have whopper atm network.

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    Default Re: Q: Which bank is better for a student?

    EBL also has a campus account. Maybe it charges 50 Taka per year only but u get checking and interest on daily balance also plus a Visa debit card.

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    Default Re: Q: Which bank is better for a student?

    @[email protected], are you sure? Bc i had the Lifestyle account once, which is probably what you 're referring to and the charge is 270/year after the first free year and no interest is offered and you get a VISA debit card.
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    Default Re: Q: Which bank is better for a student?

    Quote Originally Posted by Hemlock View Post
    @[email protected], are you sure? Bc i had the Lifestyle account once, which is probably what you 're referring to and the charge is 270/year after the first free year and no interest is offered and you get a VISA debit card.
    Lifestyle was a different account i guess.

    I am not 100% sure abt yearly charges. But for students, BB did have regulations for lower yearly charges.

    I am talking abt this one

    http://www.ebl.com.bd/EBL-Campus-Account.php

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    Smile Re: Q: Which bank is better for a student?

    @[email protected] , Thanks for the info bro.

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    Default

    Trust bank ta kamon ?

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